HOME LOANS. PERSONAL SERVICE. PEACE OF MIND.
Hill Country Mortgage Broker Specializing in
Texas Home Loans
Hill Country Mortgage Solutions provides straightforward, personalized service for homebuyers and homeowners across Texas.
Located in Fredericksburg, Michelle Abrams offers expert insight and efficient service with the attention you won’t get from a big-box lender. From new purchases to refinances, she helps clients explore their options, secure the right loan, and move forward with confidence.
FIND THE RIGHT HOME LOAN FOR YOUR NEXT MOVE
Loan Options for Texas Homebuyers and Homeowners
Navigating home financing shouldn't feel impersonal or transactional. Hill Country Mortgage Solutions provides a full range of home loans with guidance and responsive care. Michelle helps clients explore their options and secure financing that fits their goals, including first-time purchases, refinancing, and investment properties.
What Are My Loan Options?
Your next chapter starts here. We’ll walk you through every step from pre-approval to closing.
Lower your rate or free up cash. Let’s see if refinancing makes sense for your goals.
Flexible options with big benefits. We’ll help you find the right fit and make the process simple.
Buying your first home? We’ll explain everything clearly and make sure you feel confident.
From wide open spaces to big-budget homes, we’ve got the tools to help you get approved.
Turn equity into opportunity. Great for home upgrades, consolidating debt, or big plans.
When life doesn’t fit the usual boxes, these flexible loans may offer a better path forward.
For homeowners 62+, this option turns home equity into income. We’ll help you explore it safely.
Not sure which loan is right for you? Michelle is here to help you choose the best fit for your goals.
Helping Texans Find the Right Home Loan
Hill Country Mortgage Solutions works with first-time buyers, growing families, retirees, and self-employed clients who want expert help and a smoother path to the right loan. Michelle makes financing easier to understand and provides clarity, confidence, and personal attention at every step.
MORE THAN JUST A MORTGAGE BROKER
Why Work with Us
What Should I Look for in a Mortgage Broker?
Start with someone who listens. Michelle takes the time to understand your goals, answer your questions, and create a clear plan that fits. She offers honest feedback, responsive service, and creative solutions for unique situations. You won’t get cookie-cutter advice or a sales pitch.
Personal guidance from a licensed Texas mortgage broker
Access to multiple lenders, not just one bank
Clear communication and fast response times
Creative solutions for unique financial situations
Local service with statewide reach
INTEGRITY. HONESTY. FRIENDLY, PERSONAL SERVICE.
Meet Michelle Abrams
Michelle Abrams brings nearly 30 years of professional experience to her work as a Texas mortgage broker. Her background includes accounting, small business ownership, and nonprofit leadership. She founded Hill Country Mortgage Solutions to offer the kind of one-on-one service that helps clients make confident, well-informed decisions about home financing.
Licensed in Texas, Michelle works with a wide network of lenders to find the best loan for each client’s needs. Her approach is clear, honest, and highly responsive, earning the trust of buyers, homeowners, and real estate partners alike.
A SIMPLE STEP-BY-STEP PROCESS
What to Expect When You Work With Us
The loan process doesn’t have to be complicated or impersonal. At Hill Country Mortgage Solutions, we make sure you know what’s happening at every step. From application to closing, we’re here to keep things clear, responsive, and moving forward.
01 ➜
Apply for Preapproval
Submit your application to get a clear picture of your buying power.
02 ➜
Review Loan Options
We compare lenders and match you with the right program for your goals.
03 ➜
Shop With Confidence
Use your preapproval letter to work with your real estate agent and make offers.
04 ➜
Get Under Contract
Once your offer is accepted, we finalize the loan details and begin processing.
05 ➜
Close and Move Forward
Sign the papers, get your keys, and take the next step with peace of mind.
Ready To Get Started?
-
2081 Adobe Creek Road Fredericksburg TX 78624
Licensed in Texas
More states coming soon! -
Hill Country Mortgage Solutions is available Monday through Friday. If you contact us by phone or email during the week, you’ll hear back within 24 hours. Weekend inquiries will be answered on the next business day.
-
Email: welcomehome@hillcountrymtg.com
Phone:
(830) 992-5168Have a question or ready to apply? Michelle responds personally and promptly.
